What would my payment be?
Using the Loan Calculator is not a credit decision or a commitment to lend.
The estimated monthly payment does not include taxes and insurance. It also does not reflect annual rebates through our patronage program.
Although the association cannot predict future patronage payments, historically the association has patronaged to its stockholders 1.00% of the average daily balance of the loan annually beginning in 2015. The calculation shown in the loan calculator above provides an estimated impact of patronage to the stated interest rate, using the assumption that the association may pay a patronage similar to the historical percentage.
Annual Payment Estimate
Annual Patronage Refund Estimate
* 1.00% of your average daily loan balance during the previous calendar year. Percentage may vary from year to year. As a cooperative, the capital needs of the institution may take priority over the patronage needs of the membership.
