Interest Rates
We offer a variety of competitively priced fixed and variable interest rate programs to fit our customers’ needs and objectives. Please contact us at your nearest branch office and ask about our current rates and terms.
Louisiana Land Bank offers amortization terms up to 30 years on loans, with terms to meet your specific needs. Please contact us at your nearest branch office and ask about our current rates and terms.
In addition, we also offer:
- Free, optional 30-day lock-in period
- Multiple Interest Rate conversion options available upon expiration of rate period
- Conversion from a variable rate to a fixed rate with no fee
- Short and long-term fixed rates are available
- Non-prepayment penalty and prepayment penalty options
Note: ANNUAL PERCENTAGE RATES (APR) ARE HIGHER THAN THE STATED RATES. Contact Louisiana Land Bank for APR quotes. Conversion fees subject to change without notice.
Earn a Patronage Refund
It is the goal of our leadership to return approximately 50% of the net income of the Association on an annual basis. The Board of Directors assess the capital needs of the Association, loan performance of the portfolio, and the economic forecast in determining the actual dollars returned each year.
